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What Is Critical Illness?

Critical illness insurance is a type of insurance that provides a lump-sum payment to the policyholder in the event that they are diagnosed with a covered critical illness. This insurance can help cover the costs associated with a critical illness and provide financial security during a difficult time.

Here are some examples of why someone may need critical illness insurance:

  • Cover additional costs: Critical illness insurance can help cover the costs associated with a critical illness that may not be covered by other types of insurance, such as medical bills, lost income, and other expenses.
  • Covers additional illnesses: Critical illness insurance can cover a broader range of illnesses than other types of insurance, such as cancer, heart attack, and stroke.
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  • Peace of mind: Critical illness insurance can provide peace of mind for individuals who may be at higher risk of developing a critical illness due to their family history, occupation, or lifestyle.
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