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Why you need commercial auto insurance?

Commercial auto insurance is a type of insurance that provides coverage for vehicles that are used for business purposes. This can include cars, trucks, vans, and other types of vehicles that are used by a company or organization. Commercial auto insurance is necessary because personal auto insurance policies typically do not cover vehicles that are used for commercial purposes.

Vehicles that are considered commercial vehicles are those that are used for business purposes. Here are some examples of vehicles that may require commercial auto insurance:

  • Delivery trucks (box trucks, cargo vans, and other types of commercial delivery vehicles)
  • Service vehicles (plumbing vans, electrician trucks, and HVAC service vehicles)
  • Passenger vehicles (Uber, Lyft, taxis, limousines, and buses)
  • Construction vehicles (bulldozers, cranes, and excavators)
  • Food trucks and Ice cream trucks.
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